Unfortunately, with scammers and hackers becoming more tech savvy, they follow along with the trends, one being on the reliance on mobile devices. Just like a traditional computer, cellular devices are able to be hacked and used to complete fraud. It’s vital for a person to know the common types of mobile scams and how to prevent them.
Large-scale merchant data breaches are becoming more for mobile-device users. Hackers use a special type of program known as malware. The malicious software allows hackers to gain access to the mobile users’ credit card information through internet browsing and applications. Once they possess this information, they’re able to utilize it by racking up purchases.
Mobile bind adds an extra layer of protection. By linking your account to a cell phone, you’ll always be able to regain access to your account if there’s a problem or you forget your password. When you mobile bind your cell phone, you can change your password to a new one by requesting your app send a verification code as a text message, which will keep your account safe and secure.
Risk of fraud is still present. You need to stay aware of the possibility of being hacked. People didn’t worry as much about having their phone stolen, considering it’s a simple process to cancel the service. However, nowadays, hackers are still able to make purchases through applications when users use the “keep me signed in” option.
Some scammers create faux apps that imitate a well-known apps. The scammer may request a user sends funds through a phony version of a payment application such as Google Wallet. Oftentimes, the scammer mobile binds in order to throw people off from his or her true location.
Phishing remains a problem on the Internet and now targets cell phone users as well. The scammer sends a text message to the phone alerting the person he or she needs to log in or needs to input some sort of information to claim a prize, fix account or etc. The user believes he or she received a text from a trustworthy business, although it’s not the actual business. Oftentimes, the person doesn’t just gain access to the person’s account related to the business; they gain access to multiple accounts since users tend to use the same username and passwords for multiple accounts across the web.
Not every SMS service provides the services they claim to. In some cases, the user requests wallpaper, ringtones or applications and receives them. Once the mobile user sends a text to the provider, the charge ends up on the person’s phone bill. The person may get what he or she requested and receive the bill as usual, but the user may also get a malicious app that goes along with the provider’s service. The malicious application sends SMS messages without the user’s knowledge, and instead of the user’s cell phone being billed, the money goes to the fraudster. Stay aware of hacker’s use the tools your apps provide. Mobile bind can add an extra layer of protection.